Our Solution

One platform for the business of claims.

VIP brings claims, vendors, fee schedules, invoices, service levels, approvals and payments into one operating environment.

Every claim creates data. Every invoice adds cost. Every fee schedule adds market context. Every SLA adds performance. Together they create something much more valuable: a connected view of how claims work actually gets done.

Capabilities, not products

What used to be BAP, Invision and Mimia is now simply VIP.

Vendor and invoice control, claims billing and analytics are no longer separate products to buy and learn. They are capabilities inside one platform, running on one data foundation.

Built around the claim

Claims and vendors in one place.

Manage claims and vendor relationships from one place. See what needs attention, what's ready for payment, what's awaiting review and where action is required.

Claims ManagementVendor ManagementAssignments & ServicesApprovals
Know what you're paying — and why

Invoices connected to the work behind them.

Invoices are connected directly to claims, assignments, services, vendors and fee schedules. That gives carriers a clearer view of spend and creates structured data that can be analyzed across the organization.

Invoice ManagementAutomated auditSpend visibilityPayments
Put fee schedules to work

The contracted rate, applied to the actual work.

Build and manage fee schedules by line of business, service category, assignment, service and vendor. VIP connects the contracted rate to the work being performed and the invoice being submitted, creating a foundation for validation, comparison and market intelligence.

Fee SchedulesRate validationMarket comparison
Measure more than cost

Performance measured against expectation.

Define service-level expectations and measure vendor performance against the requirements that matter to your organization. Cost, timing, service and performance can now be understood together.

SLA ManagementVendor scorecardsCycle time
The data foundation

The data gets smarter with every claim.

Claims

create operational data.

Invoices

create financial data.

Fee schedules

create pricing data.

SLAs

create performance data.

Payments

create transaction data.

VIP brings it together into a growing intelligence layer for the claims economy.

How it fits together

Work → data → intelligence → action.

Every claim processed through VIP creates data. The intelligence layer analyzes those signals and returns insight directly into the workflow — and the next claim creates more.

Claims workflow
ClaimsAssignmentsVendorsServices
Transaction layer
Fee SchedulesInvoicesSLAPayments
VIP data foundation
ClaimsCostVendorPerformancePaymentMarket data
Intelligence
BenchmarksFee IntelligenceCAT IntelligenceSuccess SummariesVendor IntelligenceAsk Benny
Action
ApproveNegotiateSelectPayForecastBenchmarkProcure
Carrier · IA Firm · Service Provider · 1099 experiences
We built the workflow. Then we built the intelligence.

rateIQ was our intelligence proving ground.

rateIQ answered the questions traditional claims systems couldn't. Those capabilities now live inside VIP, connected directly to the workflow creating the data.

What should this service cost?

How does this fee compare with the market?

Which vendors are performing?

Where is claims spend increasing?

Where are SLA problems occurring?

Which providers have capacity?

What does the market look like across carriers, states and service categories?

A fee schedule no longer has to be a static table. An invoice isn't simply approved or rejected. An SLA isn't simply a contractual requirement. A vendor isn't simply a name attached to a claim. And a dashboard doesn't have to stop at charts — you can just ask.

Mobile

That is why we built mobile access.

The people creating and acting on this data aren't always sitting behind a desk. Adjusters, service providers, managers and carrier teams need access wherever the work happens. The VIP mobile experience extends the same intelligence beyond the desktop — connecting the people doing the work back to the same data foundation. It isn't another product. It's another way into VIP.

Field invoicingAssignmentsLicenses & CAT readinessWalletAsk Benny
One VIP

One platform. One data foundation. One intelligence layer.

VIP operates the claim. VIP captures the transaction. VIP understands the market. VIP turns the data into intelligence.